What Time Chase Close Saturday (2024)

FAQs

Does Chase bank consider Saturday a business day? ›

Calendar days generally denote any 24-hour period from midnight to midnight. Business days, on the other hand, refer to days when the bank is open for business — weekends and bank holidays are not considered business days.

Chase Branch, before it closes: cash deposit, check deposit or transfers from another Chase account. ATM, before 11 PM ET (8 PM PT): cash deposit, check deposit or transfers from another Chase account.

Holidays and weekends can affect the timing of direct deposits. Banks operate on business days, which are a little different from calendar days. Holidays and weekends don't count as business days, so any request made around these times may take longer to process.

Banks place holds on checks for a number of reasons, and it doesn't mean the deposit won't ever go through. Banks often hold large deposits to ensure the payor has sufficient funds in their account, to prevent fraud, or to verify the check's authenticity.

Here are a few ways bank policies can impact your clearing times: Cut-off Times: This is the time of day a bank stops processing checks. Depositing a check after the cut-off time could add another day to the check process. Holidays and Weekends: Checks usually won't process on days the bank is closed.

A banking day is any day on which banks are open to the public and are generally carrying on their normal banking functions. A banking day is generally any day except Saturday, Sundays and legal holidays.

Bank cutoff times refer to specific deadlines set by banks each business day for accepting and processing transactions. Any transactions made after this cutoff time are typically processed on the next business day.

With the Real-time Payments option, your payment will arrive in moments. Keep in mind, many banks, including Chase, may charge a fee to send ACH payments, with incremental fees for faster payment options like real-time payments.

Chase posts your transactions to your account at the end of each day beginning with deposits and ends with withdrawals. This avoids overdraft fees as long as at the end of the day you've deposited enough to cover your withdrawals before the end of the day, in this case 11:00 PM ET.

Some bank transfers, like Faster Payments, will go through on Saturdays. Other methods like Bacs and CHAPS do not process on weekends and will wait until the next business day.

Can a direct deposit clear on a Saturday? ›

Does direct deposit go through on weekends? The ACH network does not settle payments on weekends (or holidays) when the Federal Reserve system is closed. If your payday falls on a Saturday or Sunday, it won't post until Monday.

Payments processed, approved, and completed by 5 PM Pacific Time (PT) / 8 PM Eastern Time (ET) are eligible for same-day deposits, 6 days a week, excluding Saturdays.

If we receive your deposits after 11 PM Eastern time, you'll immediately be able to see the transaction in your account, but we'll process it the next business day. A business day is every day except Saturday, Sunday, and federal and state holidays.

Bottom line. In most cases, a check should clear within one or two business days. There are a few cases in which a check might be held for longer, such as if it's a large deposit amount or an international check. Make sure to review your bank's policies for what to expect in terms of check hold times.

Here's how long it generally takes for a check to clear: Usually within two business days for personal checks but up to seven for some accounts. Usually one business day for government and cashier's checks and checks from the same bank that holds your account.

Weekends are generally non-business days for banks. Payments received on weekends are generally processed on the next business day, Monday, unless it's a federal holiday.

Understanding when your payment is processed

We'll post it Sunday evening. If you pay at least the minimum amount due between 8 PM and 11:59 PM Eastern time and today's your due date, don't worry: Your payment will still be on time.

The bank's Saturday schedule varies from one financial center to the next, with most branches open from either 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m., depending on the location. In nearly all cases, Chase locations are closed on Sundays.